XRP (XRP) Buying Guide 2019: How & Where to Buy with PayPal & Credit Card

If you wonder how and where to buy XRP (XRP), this step-by-step guide is for you. We will explain in detail how to buy XRP instantly with Debit Card, Credit Card and PayPal.

XRP is a peer-to-peer cryptocurrency that offers instant and almost zero-cost payments anywhere across the globe. In this article, we will reveal some important facts about XRP and where to buy XRP if you are willing to make an investment in cryptocurrency.

How to buy XRP with Credit Card or Debit Card?

There is no direct way to buy XRP with Credit Card or Debit Card. You’re required to buy Bitcoin (BTC) first, and then exchange the Bitcoin for XRP in a crypto exchange platform. These are summary on the steps involved to buy XRP cryptocurrency:

buy XRP XRP with credit card or debit card

  • Create Account on Crypto Wallet:

The process begins with creating your cryptocurrency wallet online. Choose a reliable crypto wallet that accepts Bitcoin purchase in your country. We recommend Coinbase as your first crypto wallet.

  • Buy Bitcoin with Credit Card, Debit Card or PayPal:

Once your crypto wallet account is active after personal identify verification, you can use your Credit Card, Debit Card and PayPal account to buy Bitcoins instantly.

  • Create Account on Crypto Exchange Platform:

Choose a reliable cryptocurrency exchange platform that accepts XRP exchange. You need to transfer your recently bought Bitcoin to the exchange platform. We recommend Binance as your first crypto exchange platform.

  • Exchange Bitcoin to XRP:

The last step is to convert your recently purchased Bitcoin to XRP on the crypto exchange platform.

buy XRP XRP with BTC, ETH, XRP

The above steps are the summary of buying XRP with Credit Card or Debit Card instantly. You can check the step-by-step guide in the next chapter for more details.


Step-by-Step Guide: Where to buy XRP (XRP)?

It is quite confusing for every beginner to know how and where to buy XRP and other cryptocurrencies. This step-by-step guide will provide the best support about XRP buying procedures with your Credit Card, Debit Card or PayPal account.

Create a Coinbase Account

Use this Coinbase Signup Page link or click the image below to get $10 in Bitcoin when you deposit your first $100 to the crypto wallet.

create Coinbase account

Coinbase is known as the best crypto wallet. It offers the safest and fastest way of cryptocurrencies purchase with your Debit Card, Credit Card and PayPal account. It provides a crypto wallet to store all the leading cryptocurrencies, such as Bitcoin and Ethereum (ETH).

Create a Binance Account

Use this Binance Signup Page link or click the image below to join Binance, which is one of the most popular crypto exchange platforms.

Binance is a marketplace where you can trade Bitcoin and XRP instantly. It is preferred by most of the crypto traders because this exchange supports all the commonly traded cryptocurrencies.

create Binance account

Every Binance user gets a crypto wallet to store multiple cryptocurrencies securely. It is one of the safest crypto wallets with 2-factor authentication, and no unauthorized person can access your crypto assets without your permission. This exchange also provides each user with its patent cryptocurrency / token, which is called Binance Coin.

Whenever you are confused about future XRP investments and crypto trading, you can contact Binance to resolve the issue. It offers adequate support to learn the best way to buy XRP and other crypto assets.

Buy Bitcoin (BTC) on Coinbase

Now you have to login Coinbase to buy Bitcoin with your Credit Card, Debit Card or PayPal account. Coinbase has a great user-interface to make the whole purchase process simpler.

buy Bitcoin BTC on Coinbase

Coinbase now supports digital currency buys and sells to residents of some countries, such as the US, Australia, Canada, Singapore, and many European countries. You can view the List of Coinbase Supported Countries here.

If your country is not supported by Coinbase for buying and selling cryptocurrencies, you can use one of these channels:

Transfer Your Bitcoin (BTC) to Binance

Log in to your Binance account and then go to Binance Deposit Page.
Search for BTC in the top left search bar, and then click the Deposit button in the row of BTC.

search Bitcoin BTC wallet on Binance

Then, you have to copy your Bitcoin deposit address string for the next step.

get Bitcoin BTC wallet address on Binance

You should log in to your Coinbase account one more time. Then go to Coinbase Send/Request Page and paste the Bitcoin deposit address string into the recipient field. Make Sure the address is correct as you cannot reverse the transaction.

buy Bitcoin BTC on Coinbase

It can take about an hour to complete the transaction. Coinbase will endorse it as “Pending” status. Wait until the transaction completes, and then you will be able to trade your Bitcoin for other crypto assets in Binance.

Buy XRP (XRP) with Bitcoin (BTC)

Now you are all set to buy XRP. Go to the Binance Exchange Page, which shows all the listed coins on the right side of the screen.
Search for XRP in the top right search field to get the trading pair for XRP and Bitcoin. Then you can buy XRP with Bitcoin in the exchange tab in the lower part of this page.

buy XRP XRP with Bitcoin BTC

It may take some time for the order to get fulfilled. Once it is done, you see the traded amount of XRP in your account. Now it is up to you that you keep your XRP in the Binance exchange platform or trade XRP for another cryptocurrency.


How to buy XRP (XRP) with PayPal?

PayPal is one of the most popular online payment system, designed to transfer money anytime and anywhere across the globe. Although you can use PayPal to buy many goods and services online, there is no direct way to buy XRP with the PayPal payment system.

However, you can use PayPal to buy Bitcoin first in Coinbase, and then transfer your Bitcoin to Binance. Lastly, you can use convert your Bitcoin into XRP in Binance.

buy XRP XRP with PayPal

Currently, Coinbase only allows residents from a few countries, such as United States, Canada, United Kingdom, and many European countries, to purchase Bitcoin with PayPal. You could check the Coinbase PayPal FAQ Page.

You should first find the possible place to buy Bitcoin and then follow the process explained earlier for conversion. Spend your PayPal money to buy Bitcoin and then convert those Bitcoin into XRP.

If your region is not supported by Coinbase to buy cryptocurrencies with PayPal account, you can use one of these channels:


FAQ: Frequently Asked Questions

XRP how to buy and how to sell, these two are the most asked questions asked by the beginners. We have already explained the process. Some other common problems include:

  • Can I buy XRP with Ethereum?

Yes, it is pretty simple to buy XRP with Ethereum (ETH). Create an account on Binance and use this crypto exchange to convert your ETH into XRP. That’s how you can get XRP by selling Ethereum in a good exchange rate.

buy XRP XRP with Ethereum ETH

  • Can I buy XRP with Bitcoin?

Yes, you can join a crypto exchange to exchange your BTC for XRP. The best exchange, such as Binance, also offers a solution for how to sell XRP online. You can sell XRP for another cryptocurrency such as Ethereum, XRP, Tether, XRP, etc.

  • How to buy XRP with USD / Cash?

It is not possible to buy XRP directly with cash in your Debit Card. Therefore, you should first buy Bitcoin and then exchange your BTC for XRP via a crypto exchange. That’s how you can buy XRP online by using USD or cash.

buy XRP XRP with cash USD

  • How do I buy XRP?

I always use Coinbase to buy Bitcoin first and then use the purchased Bitcoins to buy XRP. The process is a little tricky because you have to transfer your Bitcoin from Coinbase to Binance.

  • How to invest in XRP?

You can follow this step-by-step guide to purchase Bitcoin first, and then exchange the Bitcoin to XRP in a crypto exchange platform like Binance. It is quite similar to trading on the forex market. After investing in XRP, you can exchange it with other cryptocurrencies or sell it for cash afterward.

how to invest in XRP XRP

  • How can I sell XRP?

If you know how to buy XRP, selling XRP will not be a big deal for you. You can use the same crypto exchange platform to sell your XRP for cash or other crypto assets such as Bitcoin, Ethereum, Stellar, etc.


How to securely store XRP (XRP)?

The best way of protecting XRP is by storing your crypto assets on a hardware wallet. The XRP hardware wallet can prevent hackers from accessing your crypto assets against all kinds of threats. So, let’s learn how to trade XRP, exchange your coins, and store them on a hardware wallet.

how to store XRP XRP securely

What is XRP hardware wallet / token?

A XRP hardware wallet is a specialized hardware device designed to store your private keys. This wallet is much safer than ordinary software wallets offered by crypto exchanges. Once you learn how to purchase XRP and buy it, you can store them in your hardware wallet. The XRP hardware wallet is also called XRP ledger wallet or XRP token.

XRP XRP hardware wallet

Your private keys will be stored in a protected area of microcontrollers. You cannot transfer these keys out of your wallet. I learnt about hardware wallets when I was searching for where can I buy XRP. It appeared as the safest way of storing and carrying crypto assets, and fortunately, there is a hardware wallet for XRP.

Do you need a hardware wallet?

The market is flooded with crypto exchanges offering a secure software wallet to store crypto funds. You might wonder that why should I buy XRP hardware wallet when my exchange platform is offering a secure crypto wallet. Many people who are new crypto trading buy XRP with Debit Card and then use a software wallet. So, why can’t you also use the same wallet?

XRP XRP hacker

You may be aware of some high profile hacks occurred on some of the world’s leading crypto exchange platforms. The regular cryptocurrency news also includes attacks carried out on individual crypto traders. Suppose you buy XRP instantly and store it on your software wallet, it will be a relatively easier target for hackers.

Many people have dropped the plan of XRP investing in crypto-assets because of hacking incidents. How do you buy XRP if you cannot keep your keys safe? Whatever cryptocurrency you buy, you essential purchase a private key. This key comprises essential information which is used to control the transaction of that cryptocurrency on the Blockchain.

real photo of Ledger Nano S

A hardware wallet is designed to offer full isolation between your insecure computer or smartphone and your private keys. An unauthorized person will never gain access to your private keys. Therefore, you should only worry about how can I buy XRP and not about how to keep your crypto assets safe.

Buy the best XRP wallet

Ledger Nano S hardware wallet is simple to use. It means you should be able to control your ERC-20 tokens directly from your PC. It should connect with external wallets to enable the transfer of crypto funds. Whenever you make XRP purchase, the wallet allows you to add new keys in the designated place.

Ledger Nano S hardware wallet

If you do not want to lose your valuable crypto assets and keep the hackers away, try this hardware wallet – Ledger Nano S. We have already explained the fastest way to buy XRP, so get your XRP coins. Now, choose the best wallet for XRP that supports multiple crypto assets. You should be able to install 3-20 applications, and this wallet must support BTC, ETH, EOS, Stellar, etc.

Ledger Nano S XRP wallet will protect your crypto assets against all kinds of online and offline threats. Invest in XRP hardware wallets only if it is secure. Look for the wallet with a backup feature to access your cryptocurrencies when you lose your hardware wallet. So, buy XRP with bitcoin and store your XRP safely on Ledger Nano S.

Ledger Nano S unboxing

Learn about XRP (XRP) Cryptocurrency



People’s growing interest in cryptocurrency proves fiat currency is no longer the only mean of financial transactions. Although electronic payments and digital payments are making things easier, these are centralized solutions. The cryptocurrencies provide many benefits to every potential user, such as privacy and lower transactional fee.

how to buy XRP XRP

Many people buy XRP cryptocurrency to take advantage of crypto transactions. Millions of people are using cryptocurrencies for shopping, paying bills, and other demands. Also, there are more and more people treat cryptocurrencies as a promising investment, So, if you are wondering when to buy XRP, the answer is Now!

We have already explained how to buy XRP with Credit Card, Debit Card or PayPal. We hope everyone can learn how to buy XRP online and store them in the safest hardware crypto wallet.